◆ MERCHANT SIGN UPLIST YOUR PRICES →
SMARTWIRE
Loading SmartMoney signals…
LIVEUPDATING…
MARKET SIGNAL SOURCE STATUS
USD/NGN₦—CBN
T-BILL 364D—%GOVT
OMOMONITORCBN
INFLATION—%MACRO
MPR—%CBN
✓ PRIMARY-SOURCE LINKED✓ EDITORIALLY REVIEWED✓ DATED MARKET OBSERVATIONS✓ MODERATED COMMUNITY✓ EMAIL-VERIFIED CONTRIBUTORSOUR STANDARDS ↗
SMARTER DECISIONS. BETTER RETURNS.
SMARTMONEY™Nigeria's Money & Price Intelligence

Live rates, investment intelligence, real prices and market opportunities in one professional workspace.

USD/NGN₦—source aware
91D T-BILL—%official/cached
SMARTMATCHHAVE ↔ NEEDmarket demand
YOUR MONEY TODAY
₦50,000,000 Illustrative 364-day return ₦—
—verified rate loading
loading source states…
O
NEW SIGNAL

OMO Radar

Track official OMO opportunities, auction signals and calculations without guessed rates.

CBN SOURCE MONITORVERIFYING
SMART TOOLSFAST ACTIONS
MARKET INTELLIGENCEOFFICIAL / CACHED / MONITOR STATUS

Green = dated verified observation · Amber = cached, stale or under review · Grey = source pending. SmartMoney changes a market value only when a newer verified source observation is captured.

MARKET HEATMAP
FXUSD/NGNSOURCE
GOVTT-BILL 364DSOURCE
CBNOMOMONITOR
MACROMPRSOURCE
FUNDSSEC CISMONITOR
SOCIALSMARTMATCHACTIVE
SMARTBRIEF · DAILY

Markets loadingSource status on every number

Follow topicsPersonal intelligence feed

Have ↔ NeedSmartMatch opportunities

Price intelligenceCommunity + verified sources

SMARTMARKET QUICK ACTIONS
STOCKLAB · NGX SHARES

See the price. Understand the company. Know how to buy.

A searchable NGX market catalogue with curated SmartMoney research cards layered on top. Every quote is labelled with its date/source state; this is education and research, not a personalised buy recommendation.

SMARTMONEY VIEWExplore NGX-listed companies, compare dated market prices and research selected stocks with SmartMoney insights. Every quote shows its observation date and source so you can judge how current the information is.
RISK STARS1 star = relatively lower listed-equity risk; 5 stars = unusually high uncertainty or volatility. This is a SmartMoney research heuristic, not a forecast or recommendation.
— SHOWN / MATCHED
Loading StockLab…
HOW TO INVEST

Buying Nigerian shares is a broker + CSCS process.

Use a licensed stockbroker, complete brokerage/CSCS onboarding, fund the account, then submit your order by ticker. Always verify current quote, fees and order status before buying.

OPEN NGX LISTED COMPANIES ↗
SMARTMONEY MONEY UNIVERSE ✦

One screen. Nigeria's investment universe.

OMO, Treasury Bills, FGN Savings Bonds, bonds, funds, commercial paper, stocks, ETFs, REITs, deposits, dollar instruments and alternatives — with source status attached.

O
OMO RADAR · CBN SOURCE MONITOR

OMO deserves its own watchlist.

SmartMoney checks the official CBN government-securities source and shows an auction rate only when it can match the figure to a dated official observation. No guessed “live” rate.

checking official sourceLatest auction: checking…
—INSTRUMENTS
MONEY MARKET / FUND INTELLIGENCE

SEC Fund Data Centre

Explore the latest available SEC Collective Investment Scheme snapshot. SmartMoney keeps fund NAV and unit price separate from any provider-advertised yield.

SEC FEED READYRefresh official sources to attempt the latest workbook import.
MY SMARTMONEY

Your amount changes the story.

Save the amount you're working with and what matters to you. SmartMoney turns generic rates into a personal Money Radar without pretending to give personalised financial advice.

SMARTBRIEFsign in to personalise
Watch an investment and SmartMoney will organise its source status and illustrative numbers around your saved amount.
SMART COMPARE

Put your money to work — on paper first.

Change amount, tenor and rate. SmartMoney updates the estimate instantly.

ESTIMATED RETURN₦—Total: ₦—
Rate used—
Time364 days
SMARTCOMPARE™ · NIGERIA SHOPPING INTELLIGENCE

Find the best price. See where to buy.

Search SmartMoney listings, Nigerian merchants and public web sources — with local, nationwide and import prices kept clearly separate.

PRICE INTELLIGENCE NETWORK
CONNECTED SOURCESChecking provider status…
PRICE HISTORYTrack observed prices over time
PRICE ALERTSWatch a product below your target
MERCHANT NETWORKRetailers upload live catalogues
LANDED PRICEPrice + delivery, not sticker price alone
SMARTCOMPARE READYEnter a product and city. We’ll prioritise credible Nigerian prices and keep imports clearly labelled.
THE TWO-WAY MARKET

Have it? Need it? Post it.

Stop searching forever. Tell SmartMoney what you have or what you need. SmartMatch connects both sides and alerts the right people.

SMARTMATCH ACTIVE
↑
I HAVE

Turn clutter into cash.

Old phones, furniture, appliances, office gear, solar equipment — sell it, give it away or swap it.

SELL · GIVE AWAY · SWAP
⚡
SMARTMATCH

Supply meets demand.

A new request can alert matching sellers. A new listing can alert people already looking for it.

—DEAL WANTED
—OFFERS
—POSSIBLE MATCHES
↓
I NEED

Let sellers come to you.

Post what you want, your budget and location. People who have it can compete to help you.

WANTED · BUDGET · URGENCY
SMARTMATCH PULSE“I need a dining table in Abuja” → matching home listings and sellers can respond.
SMARTMARKET

People selling. People looking. One market.

SmartPrice + SmartTrust + demand signals. Listings show when real buyers are already looking for something similar. New seller submissions stay private until SmartMoney moderation.

SMARTMARKET SAFETYSmartMoney currently supports discovery, comparison, moderated listings and direct offers. Payments happen outside SmartMoney: verify the seller, final price and payment instructions independently before transacting.DISCOVERY MODE
SMARTMONEY GROWTH & MARKET ENGINE

Demand, deals and merchant intelligence in one layer.

SmartDemand™ surfaces unmet buyer intent. Deal Wanted turns requests into a visible demand board. DealDrop™ highlights moderated merchant price drops. DealProof™ tells you what was actually verified.

MERCHANT SIGN UP →
SMARTDEMAND™PRIVACY-SAFE DEMAND SIGNALS

Loading buyer demand…

DEALDROP™MODERATED PRICE DROPS

Loading merchant deals…

FOR MERCHANTS

See demand before you guess what to stock.

Approved merchants can add catalogue items, import CSV, inspect SmartDemand signals and submit DealDrop prices from the Merchant Control Desk.

JOIN SMARTMONEY
INVESTEDU · LEARN BEFORE YOU EARN

Know the instrument before you put money in it.

Tap any instrument for a fast, visual explainer: how it works, return style, liquidity, risk, access route, minimums where verified, and an ROI example.

Lower risk Medium risk Higher riskRisk labels are educational summaries, not personal advice.
PROVIDER EXAMPLESOFFICIAL TERMS · VERIFY BEFORE INVESTING
SOURCE-LINKED
Provider / productAsset classMinimumHolding / liquidity noteSmartMoney risk viewOfficial source
BEFORE YOU INVEST · SMARTMONEY RESEARCH & GUIDES

Tips, stories and evidence to guide the decision before the money moves.

Independent research stays separate from commercial content. Every published item carries its source, author/reviewer and disclosure context.

SOURCE-REVIEWED GUIDES
SMART TAKE™ · DISCLOSURE FRAMEWORK

Editorial first. Commercial content labelled.

EDITORIAL / MARKET VIEWIndependent SmartMoney research.PARTNER INSIGHTPartner-authored; clearly identified.SPONSORED / FEATURED PARTNERPaid placement; never disguised as editorial.
MONEY TALK

The social layer.

Ask. Reply. Review. Report a price. Post what you need. Build reputation. New community submissions are held for moderator review before publication.

PRICE WATCH · SMARTPRICE™

Know the observed range, history and confidence.

Search a product to combine published community observations, active merchant prices, SmartMarket listings and SmartCompare history. SmartMoney shows what it can verify — not a made-up nationwide average.

RECENT PRICE SIGNALSFreshness and confidence are shown per item.
0 active watches
SMARTMONEY PRO ✦

Turn the feed into your personal money terminal.

Professional mode adds alerts, deeper watchlists, custom dashboards and an ad-light information experience.

✓ Custom dashboard✓ Advanced rate alerts✓ Saved market + listing watchlist✓ Deeper comparisons✓ Professional visual mode✓ Saved comparisons
MY MONEY DESK
WATCHING364D NTB—
DEALSSmartMarket0 watched
SMARTMONEY ACCESS

Research, monitoring and market intelligence in one Nigerian money workspace.

RESEARCH

Evidence before action

Source-labelled market signals, practical guides, calculators and verification checklists.

MY SMARTMONEY

Personal monitoring

Watchlists, alerts and SmartBrief views organised around the amount and topics you choose.

SMARTMARKET

Moderated discovery

Compare offers, find merchants and match buyer requests with seller listings under SmartMoney moderation.

SMARTMONEY HELP & GUIDANCE

Get oriented. Ask. Learn. Contact us.

Use these tools when you need help navigating SmartMoney or understanding a financial concept. Educational information only.

⌘MONEY DIRECTORY™

Find regulators, official institutions and the right verification route.

OPEN DIRECTORY →
✉CONTACT SMARTMONEY

Send support, correction, contributor, merchant or partnership enquiries through our on-site form.

CONTACT US →
SMART CARTSave and compare shortlisted offers.