Community & Marketplace Rules

SmartMoney does not allow scams, impersonation, fabricated reviews, harassment, hate or violent threats, illegal goods, spam, malware links, advance-fee requests, guaranteed-return promotions, requests for passwords/OTPs, or deceptive attempts to move users into unsafe payment channels.

New public user-generated content is subject to moderation. New posts, comments, reviews, price reports, listings, requests and merchant profiles may enter a pending queue before publication. Users can report published content to SmartMoney moderation for review. SmartMoney may hide or reject content, suspend accounts, preserve moderation records and cooperate with lawful requests.

Do not publish private financial information, identification numbers, passwords, authentication codes or hidden personal contact information. Seller phone/WhatsApp details are shown only when a seller or source deliberately publishes them for marketplace contact.

A SmartMoney trust badge or content approval is not regulatory authorisation and is not a guarantee of a transaction. Users must independently verify merchants and regulated financial providers before paying.